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AARP® Essential Rewards Mastercard® from Barclays

AARP® Essential Rewards Mastercard® from Barclays

Rating3.5
Fico690-850
Annual Fee$0
Limited Credit History?No

APR Details

APR: 20.99%-29.99%, Variable

Cash Advance APR: 29.99%, Variable

Pros

No annual fee

Has bonus offer

Intro APR period

Cons

Foreign transaction fee

Reward Rate Notes

Earn Unlimited 3% Cash Back on Gas and Drug Store purchases (excluding Target and Walmart). Earn Unlimited 2% Cash Back on eligible Medical expenses. Earn Unlimited 1% Cash Back on all other purchases.

Sign Up Bonus Details

Earn a $200 Cash Back Bonus after spending $1000 on purchases in the first 90 days.

AFCU Platinum Visa® Rewards Credit Card

AFCU Platinum Visa® Rewards Credit Card

Rating2.5
Fico690-850
Annual Fee$0
Limited Credit History?No

APR Details

Purchase: 12.90%, Variable

Cash Advance APR: 12.90%, Variable

Pros

High rewards rate

No annual fee

No foreign transaction fee

Cons

Reward Rate Notes

Earn 5 points per $1 spent on gasoline. Earn 4 points per $1 spent on dining & entertainment. Earn 3 points per $1 spent on travel. Earn 2 points per $1 spent at grocery stores and on ALL purchases!

Sign Up Bonus Details

Earn 5,000 BONUS points with your first purchase.

Abound Credit Union Visa Platinum

Abound Credit Union Visa Platinum

Rating2.5
Fico690-850
Annual Fee$0
Limited Credit History?No

APR Details

APR: 15.50%-18.00% Variable APR

Cash Advance APR: 18.00%, Variable

Pros

No annual fee

Cons

Reward Rate Notes

Get 5% cash back on gas purchases and 1% back on all other retail purchases.

Sign Up Bonus Details

No bonus.

BMW Credit Card

BMW Credit Card

Rating3.5
Fico630-850
Annual Fee$0
Limited Credit History?No

APR Details

APR: 20.49%-29.49%, Variable

Cash Advance APR: 29.99%, Variable

Pros

Qualify with average credit

No annual fee

Intro APR period

New cardholder bonus offer

Bonus categories

Cons

Complicated rewards

Foreign transaction fee

Reward Rate Notes

Earn 4 points per $1 spent on eligible BMW purchases. Earn 3 points per $1 spent on eligible gas station and EV charging station purchases. Earn 2 points per $1 spent on eligible restaurant purchases. Earn 1 point on all other eligible purchases.

Sign Up Bonus Details

Earn 5,000 Bonus BMW Reward Points after you spend $500 in purchases within the first 90 days of account opening.

BMW Motorrad World Mastercard® Credit Card

BMW Motorrad World Mastercard® Credit Card

Rating0
Fico630-850
Annual Fee$0
Limited Credit History?No

APR Details

APR: 18.24%-31.24%, Variable

Cash Advance: 31.24%, Variable

Pros

Qualify with average credit

No annual fee

Intro APR period

New cardholder bonus offer

Bonus categories

Cons

Complicated rewards

Foreign transaction fee

Reward Rate Notes

Earn 4X Points per $1 spent on eligible BMW Motorrad purchases. Earn 3X Points per $1 spent on eligible gas station purchases. Earn 2X Points per $1 spent on eligible restaurant purchases. Earn 1X Point on all other eligible purchases.

Sign Up Bonus Details

Earn 5,000 bonus BMW Reward Points after you spend $500 in purchases within the first 90 days of account opening.

BMW Precision Credit Card

BMW Precision Credit Card

Rating0
Fico690-850
Annual Fee$99
Limited Credit History?No

APR Details

APR: 18.24%-31.24%, Variable

Cash Advance: 31.24%, Variable

Pros

New cardholder bonus offer

Bonus categories

High rewards rate

Cons

Has annual fee

Complicated rewards

Requires good/excellent credit

Reward Rate Notes

Earn 5x points per $1 spent on eligible BMW purchases. Earn 3x points per $1 spent on eligible gas station purchases. Earn 2x points per $1 spent on eligible restaurant purchases. Earn 1.5x points on all other eligible purchases.

Sign Up Bonus Details

Earn 7,500 Bonus BMW Reward Points after you spend $1,000 in net purchases within the first 90 days of account opening.

Bank of America® Customized Cash Rewards credit card

Bank of America® Customized Cash Rewards credit card

Rating4
Fico690-850
Annual Fee$0
Limited Credit History?No

APR Details

APR: 18.24%-28.24% Variable APR

Cash Advance APR: See Terms

Penalty APR: 29.99%, Variable

Pros

No annual fee

New cardholder bonus offer

Rotating bonus categories

Relationship rewards for customers

Intro APR period

Cons

Requires good/excellent credit

Complicated rewards

Spending caps on bonus rewards

Best rewards limited to certain customers

Reward Rate Notes

Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases

Sign Up Bonus Details

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Baxter Credit Union  Cash Rewards Visa® Credit Card

Baxter Credit Union Cash Rewards Visa® Credit Card

Rating2.5
Fico630-850
Annual Fee$0
Limited Credit History?No

APR Details

APR: 16.65%-18.00% Variable APR

Cash Advance APR: 18.00%, Variable

Pros

Qualify with average credit

High rewards rate

No annual fee

Intro APR period on Purchases and Balance Transfers

Cons

Reward Rate Notes

Sign Up Bonus Details

Earn a one-time $100 cash bonus once you spend $1,000 in purchases during the first 90 days.

Best Western Rewards® Premium Visa Signature® Card

Best Western Rewards® Premium Visa Signature® Card

Rating3.9
Fico690-850
Annual Fee$89
Limited Credit History?No

APR Details

APR: 25.99%-29.99% Variable

Cash Advance APR: 25.99%-29.99%, Variable

Pros

High rewards rate

New cardholder bonus offer

Luxury perks

Cons

Has annual fee

Rewards have limited flexibility

Reward Rate Notes

Earn 10 points per $1 on Best Western stays and purchases. Earn 4 points per $1 on gas station and grocery store purchases. Earn 2 points per $1 on all other purchases.

Sign Up Bonus Details

Bonus points offer of 20,000 to 80,000 points with qualifying spend. You’ll see your bonus points offer before you apply.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Rating4.9
Fico690-850
Annual Fee$0
Limited Credit History?No

APR Details

APR: 18.24%-29.24% Variable APR

Cash Advance APR: 29.49%, Variable

Penalty APR: 29.99%, Variable

Pros

No annual fee

High rewards rate

Intro APR period

Bonus categories

Cons

Requires good/excellent credit

Spending caps on bonus rewards

Reward Rate Notes

3% Cash Back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%). 3% Cash Back on U.S. online retail purchases (up to $6,000 per year, then 1%). 3% Cash Back at U.S. gas stations (up to $6,000 per year, then 1%). 1% Cash Back on other purchases. Terms and limitations apply.

Sign Up Bonus Details

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply.