Pros

No annual fee

Has bonus offer

Intro APR period

Cons

Foreign transaction fee

Earn Unlimited 3% Cash Back on Gas and Drug Store purchases (excluding Target and Walmart). Earn Unlimited 2% Cash Back on eligible Medical expenses. Earn Unlimited 1% Cash Back on all other purchases.

Earn a $200 Cash Back Bonus after spending $1000 on purchases in the first 90 days.

Pros

New cardholder bonus offer

Intro APR period

No foreign transaction fees

Companion benefit

Early boarding

Free checked bag

Cons

Requires good/excellent credit

Has annual fee

Earn 2X miles for every $1 spent on eligible American Airlines purchases. Earn 1X AAdvantage® miles for every $1 spent on all other purchases.

Earn 60,000 AAdvantage® bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.

Pros

High rewards rate

No annual fee

No foreign transaction fee

Cons

Earn 5 points per $1 spent on gasoline. Earn 4 points per $1 spent on dining & entertainment. Earn 3 points per $1 spent on travel. Earn 2 points per $1 spent at grocery stores and on ALL purchases!

Earn 5,000 BONUS points with your first purchase.

Pros

Has bonus offer

Cons

Has annual fee

Earn 1 mile per $1 in purchases

Receive 5,000 bonus miles for your first qualifying purchase using ANA CARD U.S.A.

Pros

Bonus categories

Automatic elite status

Free checked bag

No foreign transaction fees

Cons

Has annual fee

Limited redemptions

Earn 3x points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1x point for each dollar spent on all other purchases.

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 bonus points after your annual fee renewal payment posts and is paid in full.

Pros

Companion benefit

Free checked bag

Cons

Requires good/excellent credit

Has annual fee

Rewards have limited flexibility

Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases. Earn 2 miles for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit purchases including ride share. Earn 1 mile per $1 spent on all other purchases.

Get 60,000 bonus miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account. Additionally, receive a 30% flight discount code for a qualifying future flight after opening your new account.

Pros

Companion benefit

Free checked bag

Cons

Requires excellent credit

Has annual fee

Rewards have limited flexibility

Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases, 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases and 1 mile for every $1 spent on all other purchases.

Get 60,000 bonus miles and Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account.

Pros

No annual fee

Bonus categories

Cons

No free checked bags

Rewards have limited flexibility

Foreign transaction fee

Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services; Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases; Earn 1 AAdvantage® mile for every $1 spent on other purchases

Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.

Pros

Bonus categories

Transfer partners

Flexible rewards redemption

Cons

Has annual fee

Complicated rewards

Requires good/excellent credit

Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year. Plus, after using your Uber Cash ($120), use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases). Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Terms Apply.

Pros

Qualify with average credit

No annual fee

Intro APR period

New cardholder bonus offer

Bonus categories

Cons

Complicated rewards

Foreign transaction fee

Earn 4 points per $1 spent on eligible BMW purchases. Earn 3 points per $1 spent on eligible gas station and EV charging station purchases. Earn 2 points per $1 spent on eligible restaurant purchases. Earn 1 point on all other eligible purchases.

Earn 5,000 Bonus BMW Reward Points after you spend $500 in purchases within the first 90 days of account opening.